As a business owner, many of you know that it is important to buy down your bad debt and continue to expand on your good debt. The problem is that there isn’t enough counseling services out there to help everyone who is in financial issues when they own a business. In fact, the market is relatively shady and even the consumer market is pretty rough. One may suggest continuance others say file chapter 11. Your best way to know would be to do a risk assessment and go from there. You wont be sorry.