A business checking account is essential for any organization to develop a coherent understanding of their own finances. It is even more essential to find a good business checking account that can help you with your small business.  You also want to make sure that your business checking account and bank can understand your small/medium/large business needs.  Without a bank that will work with you, you will end up in the water with your finances and that is the last place you want to be when you are starting to develop your business.